Rates
The most current rates for our various accounts and financial products are listed below. While all rates are per annum (p.a.), please refer to the specific product page to understand how we calculate the applicable interest, or contact any one of our branches for more details. Rates are subject to change without notice.
* This also includes registered products.
| Prime Rate | Rates |
|---|---|
| Prime Lending Rate | 4.95% |
| Personal Accounts | Rates |
|---|---|
| Perfetto. - Balance up to $500,000 | 0.45% |
| Perfetto. - Portion of balance above $500,000 | 0.05% |
| GICs - NonRegistered | Rates |
|---|---|
| 1 Year | 3.00% |
| 18 month | 2.95% |
| 2 Year | 2.85% |
| 3 Year | 2.85% |
| 4 Year | 2.80% |
| 5 Year | 2.75% |
| Term Deposits: Non-redeemable | Rates |
|---|---|
| 30 days | 0.40% |
| 60 days | 0.55% |
| 90 days | 0.65% |
| 180 days | 1.95% |
| 270 days | 2.00% |
| 1 Year | 3.50% |
| Lines of Credit | Rates |
|---|---|
| Home Equity | 5.45% |
| Mortgages - Closed | Rates |
|---|---|
| 1-Year Closed | 5.49% |
| 2-Year Closed | 4.79% |
| 3-Year Closed | 4.39% |
| 4-Year Closed | 4.29% |
| 5-Year Closed | 4.34% |
| Mortgages - Open | Rates |
|---|---|
| 6-month Open | 9.10% |
| 1-year Open | 9.60% |